Bihar Student Credit Card Yojana 2025: Candidates can check their BSSC application status now. The Bihar Student Credit Card Yojana was launched on 2nd October 2016. This a loan scheme that helps the students to pursue higher studies. This Credit Card Scheme is also known as the “MNSSBY Bihar Student Credit Card Scheme“. The main aim of introducing this Credit Card yojana is to bridge the gap between the “Gross Enrollment Ratio” in Bihar and in other parts of India.
The Bihar Student Credit Card Scheme (BSCC) is a government initiative launched by the Government of Bihar to help students pursue higher education without financial barriers. Under this scheme, students can receive education loans of up to ₹4 lakh at very low interest rates.
This program is part of the Mukhyamantri Nishchay Swayam Sahayata Bhata Yojana initiative, designed to increase higher education enrollment in Bihar.
The scheme helps thousands of students every year who want to study engineering, medical, management, law, and other professional courses.
| Feature | Details |
|---|---|
| Scheme Name | Bihar Student Credit Card Scheme |
| Loan Amount | Up to ₹4,00,000 |
| Interest Rate | 4% per year |
| Special Interest Rate | 1% for female, disabled, and transgender students |
| Repayment Period | Up to 15 years |
| Application Mode | Online |
Students can apply online through the official portal.